CSA Travel Protection Prepares for Hurricane Season: Why You Need Travel Insurance
       By: CSA Travel Protection
Posted: 2007-06-28 11:46:05
With hurricane season officially underway, CSA Travel Protection is here to assist you before, during and after your vacation. Whether your travels include a cruise in the Caribbean, a week on the beach at the Outer Banks of North Carolina, or a stop-over in the Miami airport on your way to some far away place, hurricanes have a way of changing even the best laid plans. CSA Travel Protection cannot alter the course of the hurricane but we do alter the impact that they have on our policyholders.

"At our office in San Diego, we constantly monitor developing storms to ensure that we have plenty of Customer Service and Claims Representatives standing by as soon as concerned travelers begin calling us. It is always rewarding to review the unsolicited notes of "thanks" that we receive after this sort of event." -Les Maine, CEO CSA Travel Protection

Experts at the NOAA Climate Prediction Center are projecting a 75 percent chance that the Atlantic, Tropical and National Hurricane Season will be above normal this year. What this means to leisure travelers, business travelers, vacation property renters and timeshare owners is that this year is likely to be one in which it is better to be safe than sorry.

CSA's comprehensive travel protection policies typically include coverage for trip cancellation, trip interruption, travel delay and baggage delay, important emergency assistance services and identity theft protection. Many consumers who do not purchase travel protection believe that they have similar protection from their homeowner's insurance or their credit cards. While some credit cards may provide accidental death or rental car damage protection and homeowners' policies may provide reimbursement for stolen property, typically neither of them will provide monetary reimbursement for unused prepaid and non-refundable travel arrangements or unexpected costs. Travel insurance is specifically designed to go "over and above" other types of insurance and cover the "holes or gaps" traditional insurance does not. This protection has all the security without the worry of deductibles. Travel insurance is designed for unexpected events that impact travelers every day.

Trip Cancellation and Trip Interruption

Before deciding against travel protection, consider for a moment Trip Cancellation and Trip Interruption coverage. Travel insurance protects your pre-paid, non-refundable vacation expenses should you need to cancel or interrupt your trip due to unforeseen circumstances such as:

-- A mandatory evacuation or the interruption of essential services due to a hurricane or natural disaster at your destination.

-- Your primary residence being made uninhabitable by fire, flood, or natural disaster.

-- Covered sickness, injury or death of the traveler, traveling companion or family member.

-- Acts of terrorism (at your home city or scheduled destination city).

-- Jury service.

-- Call into active military and/or revocation of approved military leave.

In the event you would have to cancel your trip for a covered reason, travel insurance could repay all of your pre-paid, non-refundable vacation costs, allowing you to book another vacation. Additionally, if you are in the middle of enjoying your vacation and a covered event should require you to interrupt your trip and return home early, travel insurance would reimburse you for your unused arrangements and your additional transportation expenses to return home. Travel insurance is the best way to get complete peace of mind while traveling domestically or internationally.

For example, two days before your trip to the Florida Keys for a week of R & R in a house that you've rented on the beach, a hurricane hits the area knocking out the power and closing the roads. Power is finally restored and the roads re-opened on what should have been your fifth day of fun. Your travel protection policy would reimburse you for all of your unused pre-paid, non-refundable trip costs and you could start making plans for your new vacation.

In so many instances, travelers do not know how to prepare for the unexpected. Vacation is a time to enjoy time in paradise, away from cell phones, computers and every day life. But things don't always go according to plan, especially during hurricane season. A call to a CSA Customer Service Representative can be the first step to restoring order in chaotic times. Although benefits might be available to you from your everyday insurance and credit card providers, comprehensive travel protection is available to you all the time from CSA.

Please contact CSA for detailed information on coverage, benefits and exclusions at 800-348-9505 or visit us at http://www.csatravelprotection.com.

CSA Travel Protection is dedicated to providing affordable travel insurance and emergency assistance services to protect your valuable investment and provide the peace of mind you deserve while traveling. Since its inception in 1991, CSA has developed a reputation for standing behind its customers and evolving products and services to meet their needs. Through superior customer service, extensive experience and industry-leading innovation, we're with you every step of the way whenever and wherever you need us.
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